Used Car Financing Requirements


Are you wondering if you can purchase a car if you have poor credit score? The answer is yes, but only if you know where to go. Come visit us at Credito Auto Sales, where we work with customers of all types of credit history.

Whether you have good, bad, or no credit, there’s no problem. We consider your job as our credit. We finance anybody in Brownsville, TX, up to the Rio Grande Valley area.

Simple and Hassle-Free Process

We designed our process to be as quick and convenient as possible for your benefit. No matter what financial situation you are in, we can get you approved quickly.

We only have minimum requirements:

  • Valid TX Driver’s License Within the Rio Grande Valley Area
    • Licensia de Texas al coriente y con direccion local...
  • Social Security Number
    • Numero social
  • Proof of Residence
    • Comprobante de domicilio
  • Minimum of Six Months Employment by the Same Employer
    • Minimo de 6 meses en el mismo trabajo
  • Two Most Recent Check Stubs
    • Dos (2), comprobantes de ingresos mas recientes
  • Six References with Name, Address, and Phone Number (3) Family Members and (3) Friends
    • Seis (6) Referencias, (3) Familiar y (3) amistades; Referencias include, nombre, direccion y numero de telefono
  • Cash Down Payments (Depending on the Vehicle)
    • Enganche en effetive (Dependiendo del vehiculo)

Numerous car buyers prefer us over our competitors because we are easy to deal with. We take pride in having affordable down payments and some of the lowest interest rates in the area. On top of that, you never have to worry about incurring late charges! Choose us as your used car dealership and we guarantee you won’t be disappointed.

Please note that we do not accept trade-ins or checks on down payments.

Apply for credit today! Contact us at 956-547-9764 or send us an
email at to learn more.